# Short-term rental rules in Philadelphia, PA - Status: **HEAVILY REGULATED** - Last verified: 2026-07-18 (every legal claim checked against the official sources listed below) - Canonical page: https://strwatch.ai/philadelphia-pa/ ## Summary Philadelphia splits short-term rentals (any stay of 30 consecutive days or less) into two tracks under Bill No. 210081 (2021), codified at Phila. Code §14-604(13) and §9-3909: 'Limited Lodging' is a homeowner or long-term renter offering their own primary residence (capped at 3 unrelated occupants including the host, guests only 8am-midnight, no separate street-facing entrance) under a $150/year Limited Lodging Operator License; 'Visitor Accommodations' is any non-primary-residence whole-home rental, which is a commercial 'hotel' use permitted by-right only in specific commercial/mixed-use zoning districts (CMX-3, CMX-4, CMX-5, CA-1, CA-2, RMX-1, RMX-2) and requires a Rental License with a hotel designation ($69/unit/year) plus a zoning permit -- in the ordinary residential rowhome districts that make up most of the city, an investor buying a whole home purely to run it as an unhosted STR needs a Zoning Board of Adjustment variance, which is discretionary and not guaranteed. Both tracks also require a free Commercial Activity License, an L&I inspection, and (for Limited Lodging) lead-safety certification; a zoning permit must be obtained before the operating license can be issued. Guests pay a combined 15.5% tax on every booking: 8.5% City Hotel Tax (Phila. Code Ch. 19-2400) plus 7% Pennsylvania Hotel Occupancy Tax (6% state + 1% Philadelphia County local add-on); Airbnb collects and remits both automatically, but hosts using other channels must register and file themselves. Enforcement has ramped up since 2023: booking agents (Airbnb, Vrbo, etc.) must hold their own Limited Lodging and Hotels Booking Agent License and must delist any property the City flags as unlicensed within 5 business days (Phila. Code §9-3910); a June 2026 City Controller review found roughly a third of STR-linked licenses citywide were inactive, expired, or ineligible. A Mayoral proposal to raise the combined tax to 21.5% for five years (part of the FY27 budget) was rejected by City Council in June 2026, so the 15.5% rate remains current as of this writing. ## At a glance - Unhosted whole-home rental: Conditional - Hosted rental (host present): Yes - Primary residence required: No - Guest cap: 3 guests - Rules apply to stays under: 30 days Notes: Philadelphia does not require primary residence for all STRs -- it requires it only for the 'Limited Lodging' track (Phila. Code §14-604(13)); non-primary-residence whole-home STR is legal as 'Visitor Accommodations' but only in zoning districts that permit the commercial 'hotel' use by right (CMX-3/4/5, CA-1/2, RMX-1/2), which excludes most of the city's residential rowhome blocks -- elsewhere it requires a discretionary ZBA variance, hence 'conditional' rather than a flat yes/no. The 3-occupant cap (owner + lodgers, unrelated by blood/marriage/adoption/Life Partner status) is a Limited Lodging-specific standard under §14-604(13)(b)(.1); Visitor Accommodations occupancy is instead governed by building/fire code occupancy classification (e.g. R-1) rather than a single numeric guest cap, so no verified single figure applies to that track. The 30-consecutive-day threshold defines 'short-term rental' for both zoning tracks and for both the city Hotel Tax and PA Hotel Occupancy Tax. ## Requirements ### Limited Lodging Operator License (license) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: $150/year (includes a $20 non-refundable application fee credited toward the total) - Renewal: Annual, with a required pass/fail inspection at renewal - Official source: https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-limited-lodging-operator-license/ - Notes: Required under Phila. Code §9-3909 for anyone offering their primary residence as a short-term rental. Only a primary resident (owner with homestead exemption, or a renter living there >half the year with the owner's written authorization) may hold this license; in the Tenth Councilmanic District only an owner-occupant may hold it (renters are excluded). Requires a valid Commercial Activity License, no outstanding unresolved L&I violations, and a Limited Lodging zoning permit already in hand. ### Zoning Permit for Limited Lodging (accessory use) (permit) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: not verified - Renewal: Tied to the underlying use; no separate renewal cycle identified - Official source: https://www.phila.gov/2022-07-21-updated-guidance-on-required-zoning-permits-and-licenses-for-philadelphia-short-term-rentals-and-hosts/ - Notes: Required under Phila. Zoning Code §14-604(13) before a Limited Lodging Operator License application can be submitted; must be filed alongside the primary underlying-use permit (e.g. Single/Two/Multi-Family Household Living). Exact zoning-permit application fee could not be confirmed against the City's own fee-schedule PDF this session -- see needs_review. ### Rental License (Hotel designation) for Visitor Accommodations (license) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: $69/unit/year (no fee for units the owner occupies, which does not apply to Visitor Accommodations by definition) - Renewal: Annual - Official source: https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-rental-license/ - Notes: Required under Phila. Code §9-3902 for any non-primary-residence unit offered as a short-term/'hotel' rental; must be specifically designated for hotel use and cannot be issued until the Visitor Accommodations zoning permit is obtained. ### Zoning Permit for Visitor Accommodations (permit) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: not verified - Renewal: Tied to the underlying use; no separate renewal cycle identified - Official source: https://www.phila.gov/2022-07-21-updated-guidance-on-required-zoning-permits-and-licenses-for-philadelphia-short-term-rentals-and-hosts/ - Notes: Visitor Accommodations (Phila. Zoning Code §14-601(7)(n)) is permitted by-right only in CMX-3, CMX-4, CMX-5, CA-1, CA-2, RMX-1 and RMX-2 districts. Outside those districts the permit application will be denied by L&I; the owner can appeal to the Zoning Board of Adjustment for a variance or special exception, which is discretionary and requires a posted notice and Registered Community Organization meeting. ### Commercial Activity License (license) - Authority: Philadelphia Department of Licenses and Inspections (L&I) / Department of Revenue - Cost: Free (no fee; never expires) - Renewal: Does not expire - Official source: https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/activity/get-a-commercial-activity-license/ - Notes: Prerequisite for both the Limited Lodging Operator License and the hotel-designated Rental License. ### L&I Pre-Licensing Inspection (inspection) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: not verified - Renewal: Required at initial application and at every annual renewal - Official source: https://www.phila.gov/media/20250924082427/PZ_003_FAQ-Limited-Lodging-Rev-9.25.pdf - Notes: Virtual or on-site inspection required to obtain and renew a Limited Lodging Operator License; one free reinspection is allowed if the first inspection fails, after which the application is cancelled and the owner may reapply. ### Lead-safe / lead-free certification (other) - Authority: Philadelphia Department of Public Health / L&I - Cost: not verified - Renewal: Per Philadelphia lead-disclosure law renewal cycle - Official source: https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-limited-lodging-operator-license/ - Notes: Owners must certify compliance with the City's lead-safety rules and the property must be certified lead-free or lead-safe before a Limited Lodging Operator License is issued. ### Limited Lodging and Hotels Booking Agent License (license) - Authority: Philadelphia Department of Licenses and Inspections (L&I) - Cost: $7,000 initial (includes $20 non-refundable application fee), $5,000/year renewal - Renewal: Annual - Official source: https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-limited-lodging-booking-agent-license/ - Notes: This license is held by the booking platform/agent (e.g. Airbnb, Vrbo), not by an individual host -- included here because Phila. Code §9-3909(4) requires a Limited Lodging operator to advertise only through a licensed Booking Agent, so a host's ability to list depends on the platform holding this license. ## Taxes - **Philadelphia Hotel Tax (Hotel Room Rental Tax)**: 8.5% — applies to Rental of any room/unit for accommodation, including private homes, for stays of 30 consecutive days or less (31+ day stays are exempt); platform collects: yes. Source: https://www.phila.gov/services/payments-assistance-taxes/taxes/business-taxes/business-taxes-by-type/hotel-tax/ - **Pennsylvania Hotel Occupancy Tax (state + Philadelphia County local add-on)**: 7% combined (6% state hotel occupancy tax + 1% Philadelphia County local hotel occupancy tax on the same base) — applies to Rental of rooms/apartments/houses, including via online/third-party brokers, for stays of less than 30 days to the same person; platform collects: yes. Source: https://www.pa.gov/agencies/revenue/resources/tax-types-and-information/sales-use-and-hotel-occupancy-tax/home-sharing ## Enforcement - Penalties: Operating a Limited Lodging or Visitor Accommodations short-term rental without the required license or in violation of §14-604(13)'s standards is a Title 9 violation; Phila. Code §9-105 sets a fine of not less than $150 nor more than $300 per violation, escalating to a separate 'Repeat Violation' offense (fine up to $300, or up to 90 days' imprisonment, or both) for each subsequent violation of the same provision. A licensee who does not pay an imposed fine/costs within 10 days of a final, non-appealable order has the license revoked and must cease operating until paid. Some press coverage from 2023 describes escalating daily fines of $300/$1,000/$2,000 tied to violation class, but that figure could not be verified against an official source this session -- see needs_review. - Platform liability: Booking agents must hold a Limited Lodging and Hotels Booking Agent License and, before listing a property, obtain evidence of a valid Limited Lodging Operator License or hotel-designated Rental License plus the license-holder's written consent to disclose booking data to the City (Phila. Code §9-3910). When L&I notifies a booking agent that a listed property's required license is not in place, the agent must remove the listing within 5 business days or risk liability for the violation itself; a booking agent that removes the listing within that window is not liable. - Notes: L&I began actively notifying booking agents of unlicensed listings starting July 12, 2023, leading to roughly 1,500-1,700 listings being removed from major platforms per contemporaneous local press coverage (not independently re-verified against an official L&I dataset this session). A Philadelphia City Controller's Office review (accessed 2026-07-18) found that of 3,734 licenses associated with STR bookings it analyzed, 1,327 were inactive, expired, or ineligible, and described L&I's ongoing oversight as complaint-driven and constrained by limited staff capacity. ## Not yet verified (we say so instead of guessing) - The exact dollar fee for the Zoning Permit application itself (as distinct from the Limited Lodging Operator License or Rental License fees, which are confirmed) could not be verified against the City's official 'Summary of zoning permit fees – 2025' PDF this session; a third-party source cites roughly $25 (1-2 family dwellings) or $100 (other buildings) plus $174 to issue, but this was not independently confirmed against the official fee schedule. - A recurring claim on several STR-vendor blogs (e.g. steadily.com) states Philadelphia's zoning code for short-term rentals changed 'effective December 2, 2025 through early 2026.' This could not be corroborated against phila.gov, phila.legistar.com, or a Philadelphia zoning-law firm's own 2025 mid-year legislative review (which lists no STR/limited-lodging/visitor-accommodations bills among the zoning changes passed in 2025). Treat this claim as unverified; it is not reflected in this profile. - Press coverage from 2023 (e.g. Billy Penn) describes an escalating L&I fine structure of $300/day (Class 1), $1,000/day (Class 2), and $2,000/day (Class 3) for short-term-rental-related violations. The only fine structure this session could verify against an official source is the flat Title 9 general penalty in Phila. Code §9-105 ($150-$300 per violation, escalating fines/imprisonment only for a separate 'Repeat Violation' offense), read via a 2021-09-20 Wayback Machine capture because the live amlegal.com page is bot-walled and no more recent capture was available. The daily/class-based figure could not be confirmed and may reflect a different, more general Property Maintenance Code (Title 4) fine schedule rather than the Title 9 licensing penalty specific to Limited Lodging/Visitor Accommodations. - Whether Airbnb (or other platforms) separately collects and remits the 1-percentage-point Philadelphia County local add-on to the PA Hotel Occupancy Tax, versus only the base 6% state rate, could not be confirmed from an official source; pa.gov describes the county add-on as part of the same 7% remittance base but does not explicitly confirm platform-level collection of that specific 1 percentage point. - No official numeric 'max guests' figure could be found for the Visitor Accommodations (non-primary-residence, whole-home) track; that use type appears to be governed by building/fire code occupancy classification (e.g. R-1 occupancy) rather than a single stated cap. The max_guests value of 3 recorded in this profile applies only to the Limited Lodging (primary-residence) track under Phila. Code §14-604(13)(b)(.1). ## Sources - Get a Limited Lodging Operator License — City of Philadelphia (fee, eligibility, inspection, renewal) (official, accessed 2026-07-18): https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-limited-lodging-operator-license/ - FAQ: Can I rent my unit as a short-term rental/limited lodging using services like Airbnb, VRBO, HomeAway, etc.? (PZ_003_FAQ, Rev. 9.2025) — Philadelphia Dept. of Licenses and Inspections (official, accessed 2026-07-18): https://www.phila.gov/media/20250924082427/PZ_003_FAQ-Limited-Lodging-Rev-9.25.pdf - Rent your property (short-term) — City of Philadelphia (official, accessed 2026-07-18): https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/rent-your-property-short-term/ - Hotel Tax — City of Philadelphia (rate, filing, platform collection) (official, accessed 2026-07-18): https://www.phila.gov/services/payments-assistance-taxes/taxes/business-taxes/business-taxes-by-type/hotel-tax/ - Home-sharing/Third-party Broker Rentals — PA Department of Revenue (official, accessed 2026-07-18): https://www.pa.gov/agencies/revenue/resources/tax-types-and-information/sales-use-and-hotel-occupancy-tax/home-sharing - Sales, Use and Hotel Occupancy Tax — PA Department of Revenue (6% state rate, Philadelphia/Allegheny County 1% local hotel-tax add-on) (official, accessed 2026-07-18): https://www.pa.gov/agencies/revenue/resources/tax-types-and-information/sales-use-and-hotel-occupancy-tax - Hotel Occupancy Tax - Booking Agents — PA Department of Revenue (confirms 6%+1% Philadelphia County combined rate, distinct from City's own hotel excise tax) (official, accessed 2026-07-18): https://www.pa.gov/agencies/revenue/resources/tax-types-and-information/sales-use-and-hotel-occupancy-tax/hotel-occupancy-tax--booking-agents - Updated guidance on required zoning permits and licenses for Philadelphia short-term rentals and hosts — Dept. of Commerce, City of Philadelphia (2022-07-21) (official, accessed 2026-07-18): https://www.phila.gov/2022-07-21-updated-guidance-on-required-zoning-permits-and-licenses-for-philadelphia-short-term-rentals-and-hosts/ - Get a Rental License — City of Philadelphia ($69/unit fee, hotel designation) (official, accessed 2026-07-18): https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-rental-license/ - Get a Limited Lodging and Hotels Booking Agent License — City of Philadelphia ($7,000 initial / $5,000 renewal) (official, accessed 2026-07-18): https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/rental-and-property/get-a-limited-lodging-booking-agent-license/ - Get a Commercial Activity License — City of Philadelphia (free, prerequisite license) (official, accessed 2026-07-18): https://www.phila.gov/services/permits-violations-licenses/get-a-license/business-licenses/activity/get-a-commercial-activity-license/ - Philadelphia Code §14-604(13) 'Limited Lodging' (zoning standards: 30-day cap, primary-resident definition, 3-occupant cap, accessory-use standards) — American Legal Publishing code library, verified via Wayback Machine capture dated 2025-11-15 (live amlegal.com page returns HTTP 403 bot-wall) (official, accessed 2026-07-18): https://codelibrary.amlegal.com/codes/philadelphia/latest/philadelphia_pa/0-0-0-292789 - Philadelphia Code §9-3909 'Limited Lodging Operator License' (license requirements, Tenth Councilmanic District owner-only rule) — American Legal Publishing code library, verified via Wayback Machine capture dated 2025-05-16 (live page bot-walled) (official, accessed 2026-07-18): https://codelibrary.amlegal.com/codes/philadelphia/latest/philadelphia_pa/0-0-0-280369 - Philadelphia Code §9-3902 'Rental Licenses' (general rental-license requirement; exempts Limited Lodging-licensed units) — American Legal Publishing code library, verified via Wayback Machine capture dated 2025-08-10 (live page bot-walled) (official, accessed 2026-07-18): https://codelibrary.amlegal.com/codes/philadelphia/latest/philadelphia_pa/0-0-0-280309 - Philadelphia Code §9-3910 'Limited Lodging and Hotels Booking Agent Licenses' (booking-agent license, 5-business-day delisting requirement) — American Legal Publishing code library, verified via Wayback Machine capture dated 2025-06-25 (live page bot-walled) (official, accessed 2026-07-18): https://codelibrary.amlegal.com/codes/philadelphia/latest/philadelphia_pa/0-0-0-280381 - Philadelphia Code §9-105 'Penalties' (Title 9 general fine structure, $150-$300 per violation, Repeat Violation offense) — American Legal Publishing code library, verified via Wayback Machine capture dated 2021-09-20 (live page bot-walled; no more recent capture found — see needs_review) (official, accessed 2026-07-18): https://codelibrary.amlegal.com/codes/philadelphia/latest/philadelphia_pa/0-0-0-192071 - Short-Term Rentals in Philadelphia: Compliance, Licensing, and Enforcement — Office of the City Controller, City of Philadelphia (official, accessed 2026-07-18): https://controller.phila.gov/philadelphia-reports/short-term-rentals-in-philadelphia-compliance-licensing-and-enforcement/ - Parker Administration Announces Tentative Agreement on Revised Hotel and Short-Term Rental Tax Proposal as Part of FY27 One Philly, One Future Budget — Dept. of Commerce, City of Philadelphia (2026-05-27) (official, accessed 2026-07-18): https://www.phila.gov/2026-05-27-parker-administration-reaches-tentative-agreement-with-philadelphias-hotel-industry-on-a-revised-proposal-to-help-fund-the-citys-plan-to-end-street-homelessness/ - City Council approves 2027 budget without Mayor Parker's proposed rideshare and Airbnb taxes — PhillyVoice (confirms the proposed 21.5% combined STR tax rate was rejected in the FY27 budget passed June 2026) (news, accessed 2026-07-18): https://www.phillyvoice.com/philadelphia-budget-2027-rideshare-airbnb-taxes/ --- Educational information, not legal advice. Published by STRWatch (Laniakea Technologies LLC).